Where are Canadians going?

English-speaking | Common law | QRP program

The only English-speaking country in Central America. Freehold property. 3-4 hrs from Toronto.

Pensionado program | USD economy | Expat infrastructure

Latin America's most developed expat infrastructure. Pensionado gives 25% discounts on nearly everything.

Pensionado | CAJA healthcare | Stable democracy

70-year history of no military, universal healthcare access for residents, established North American expat community.

EU residency | D7 visa | English widely spoken

European base with a clear D7 visa pathway. Strong Canadian expat community in Lisbon and the Algarve.

Temporary residency | IMSS healthcare | Multiple climates

The closest option. Multiple expat hubs, IMSS healthcare for residents, and expat infrastructure built over decades.

Permanent residency | Low tax | USD accepted

One of the fastest permanent residency paths in Latin America. Foreign income is exempt from Paraguayan tax. Low cost of living.

EU residency | Non-Dom 7% flat tax | 15% RRSP withholding (treaty)

Canada-Greece treaty (1972) sets 15% RRSP/RRIF periodic withholding. Non-Dom regime: 7% flat rate on all foreign income for up to 15 years. Compelling for Canadian retirees with CPP, OAS, and RRIF income.

Territorial tax | Rentista visa | No treaty - 25% RRSP

Territorial tax system means no Dominican income tax on foreign income. Fast residency at USD 1,500/mo passive income. Critical: no Canada-DR tax treaty means 25% RRSP/RRIF withholding with no treaty reduction.

EU residency | 15% RRSP withholding (tax treaty) | Digital Nomad Visa

Canada-Spain tax treaty (1978) sets 15% RRSP/RRIF withholding - matching the US rate. Digital Nomad Visa launched 2023. Five-year path to EU permanent residency. Note: TFSA income is taxable in Spain.

Nomad visa | Tax treaty with Canada | Medellin hub

Canada-Colombia tax treaty (2023) cuts RRSP/RRIF withholding to 15%. Medellin is the most established digital nomad hub in Latin America - world-class infrastructure at 50% below Canadian cost of living.

TN visa | No sponsorship | Canadian-specific path

The only destination Canadians can enter on a TN visa - no employer sponsorship needed. But the TFSA trap, FBAR, and FATCA create significant tax complexity.